Appraisal Your lender may require you to get an appraisal of the house you want to buy, to make sure it is worth the money that you are borrowing.
This process includes analyzing your income, assets and present debt to estimate what you may be able to afford on a house purchase.
If such items appear, write a letter to the appropriate credit bureau.
Choose the right person If you're thinking about buying a home, you'll want to carefully choose the real estate professional you work with during the process.